This page includes step by step guide on How to get the ZestMoney Loan.
Before applying for any kind of loan from any apps and banks you need to check out the following details
- First Checkout whether your mobile number is linked to your Aadhar Number or not if not you need to link the mobile number to Aadhar Number otherwise the approval chances for a loan will below.
- we need to study the details of the loan providers, so here in this page we are going to cover all the details of Zest Money Instant Loan.
Okay, coming back to the point let me cover the brief introduction about Zest Money Instant Loan provider.
STEP 1 : ABOUT ZESTMONEY
Zest money is one of the popular money lending companies founded by Lizzie Chapman, Ashish Anantharaman, and Priya Sharma in 2015. Zest Money offers instant personal loans to its customers.
Zest Money application people usually use this application for the following purposes
- Mobile Recharge
- Flipkart Purchases
- DTH Recharge
- Electricity Bill Payments
- Water Bill Payment
- Credit Card
- LPG Booking etc.
STEP 2 : WHO CAN APPLY
In order to avail of the ZestMoney Loan, you should have the following criteria or belong to this category
- Minimum Age:18 years.
- Maximum Age:65 years.
- Mandatory Doc’s:PAN card and Aadhar card.
STEP 3 : FEATURES OF ZESTMONEY LOAN
The following are some of the features of ZestMoney LOAN
- High Speed loan approval
- 9-24 months tenure
- No application fee
- No hidden charges
- Get EMI without credit card
- Loan amount is not fixed it is flexible
- There will be no hidden charges
- Anyone can apply
- Get cashback
- 0% Interest EMI(Terms and condition applied)
STEP 4 : DOCUMENT REQUIRED
In order to get instant ZESTMONEY Loan approval, you need to be more careful while entering the details which are mentioned below
- Aadhar Card(Before applying for loan checkout wheather your Aadhar number is linked to your mobile number or not).
- PAN Card
- Credit Card(*not mandatory)
- Cibil Score should be good to get easy loan approval.
STEP 5:STEPS TO APPLY FOR ZESTMONEY LOANS
Step 1:Download the ZestMoney application.
Step 2:Signup and verify your mobile number.
Step 3:Complete your KYC(Know Your Customer) and activate your credit limit.
Step 5:-Now you can shop any of their merchant partners(1000+merchant partners).
Step 6:-After completing shopping and making consistent repayments you may eligible for instant personal loans of ZESTMONEY
STEP 6: HOW TO GET 0% INTEREST EMI ON ZESTMONEY
One more good offer from ZestMoney is they will give EMI with 0% interest.
If want to enjoy the ZestMoney personal loan without a rate of interest then you should have select 3 months EMI plan.
STEP 7: APPROVAL TIME FOR ZESTMONEY LOAN
ZEST MONEY Loan approval doesn’t take a long time for loan approval, they will verify the details that you have uploaded and if everything is right you will get a loan sanction as soon as possible.
Normally, It will take 7 working days for loan approval.
If in case you won’t get the loan then you need to check out the entered details correctly or not once again.
The chances of rejection will be higher if your CIBIL score is not good.
Checkout your CIBIL score here:-
For easy loan approval, your CIBIL Score should be closer to 900.
Download ZESTMONEY Application:-
STEP 8: ZESTMONEY CUSTOMER CARE NUMBER AND EMAIL ID
- Customer Care Number:-6269000097
- Mail Id:- firstname.lastname@example.org
- Contact Address:-Camden Town Technologies Pvt Ltd, Ground and Third Floor, Indiqube 1A Block, Koramangala, Bengaluru, Karnataka 560034.
FAQ : FREQUENTLY ASKED QUESTIONS
1.How Many days it will take for ZestMoney Loan approval?
7 working days(for disbursal of personal loan)
2. What is CIBIL Score?
The CIBIL Score is the 3 digit summary of your credit history and it will usually range between 300 to 900.
3. Are there any penalties for paying off my ZestMoney EMI early?
4. When will I get the cashback for No-Cost EMI?
Within 7 working days.
5. How to check my available credit limit?
Call customer care number 9513650707 and you will get an SMS to your registered mobile number with your available credit limit.
6. What is ZestMoney?
It online payment-making application with the help of EMI even if you don’t have a credit card.