Upto Rs.15 Lakhs – Indiabulls Bank Personal Loan | Apply Now

Indiabulls group is a crew who jointly developed various housing and customer finance, and wealth management. It is originally located in Gurgaon, New Delhi, India. It has in total of 125+ branches in India and 8000+channel partners.

In this post, I’ll cover the details of personal loan to avail at Indiabulls Bank, eligibility, features, procedure, and many more.

Loan Details

Sl. No.CategoryData
1Loan amountUp to 15 Lakhs
2Tenure24 months or 2 years
3Interest rates13.99% per annum
4Age21 years or above
5CIBL score700-750
6Processing charge3%
7Pre-payment charge5% and Null for loan till Rs 20,000
8Subscription chargeRs 125-1,500

Steps to apply for personal loan at Indiabulls Bank

Step-1: Download the Indiabulls Dhani bank app online and then enter your mobile number.

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Step-2: After that, an OTP will be asked and sent to your registers number. Enter that and your number will be verified.

Step-3: Enter the loan amount and then fill up your true personal details.

Step-4: Documents for verification will be then asked to submit.

Step-5: After submitting them, bank will verify and proceed your loan application for approval.

Indiabulls Bank loan Features

  • No paperwork, fully digital procedure
  • Attractive loan amount to be taken ranges up to 15 Lakhs
  • Loan disbursal within 3 minutes

Indiabulls Eligibility Criteria

The criteria of eligibility to apply for a personal loan at Indiabulls is mentioned as:

  • Age: 21 years or above
  • Applicant must be salaried individual or self-employed
  • Applicant must be an Indian citizen
  • Linking of your bank account for loan disbursal in mobile app is mandatory

Documents Required at Indiabulls Bank

  1. Identity proof (Passport/Driving license/Voter ID)
  2. PAN card
  3. Aadhar card for KYC
  4. A selfie photograph (as the process is online)
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Comparison of Indiabulls Bank with other banks

Sl. No.Bank NameLoan amountInterest rates
1AxisUp to 15 Lakhs10.25% onwards
2IDBIUp to 10 Lakhs14%
3DeutscheUp to 15 Lakhs9.9-11.4%
4BOIUp to 10 Lakhs8.35-10.35%
5CanaraUp to 3 Lakhs11.2-13.9%

Check Status

You can easily track your loan application of Indiabulls by entering your credential into the mobile app.

Contact Details

Indiabulls Dhani number for Loans: 0124-6165722

Indiabulls Dhani number for Credit Line: 022-67737800

Mail-id: support@dhani.com


1]. What things I can perform with Indiabulls Dhani wallet?

You can pay your electricity bills, gas bills, do your phone recharge, and many more.

2]. Where can the Indiabulls Dhani credit Line be used?

You can use it in your holidays, clothes shopping, gadget shopping, etc.

3]. What payment system exist in Indiabulls Dhani personal loan?

Your loan amount will be directly digitally transferred to your bank account. You just have to pay your EMIs.

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4]. Is this mobile app suitable for iOS?

Yes, the app is compatible with both Android and iOS.

5]. What limit is pre-defined for Indiabulls Dhani credit line?

The limit defined is of Rs 1 Lakh.

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