Indiabulls group is a crew who jointly developed various housing and customer finance, and wealth management. It is originally located in Gurgaon, New Delhi, India. It has in total of 125+ branches in India and 8000+channel partners.
In this post, I’ll cover the details of personal loan to avail at Indiabulls Bank, eligibility, features, procedure, and many more.
Table of Contents
|1||Loan amount||Up to 15 Lakhs|
|2||Tenure||24 months or 2 years|
|3||Interest rates||13.99% per annum|
|4||Age||21 years or above|
|7||Pre-payment charge||5% and Null for loan till Rs 20,000|
|8||Subscription charge||Rs 125-1,500|
Steps to apply for personal loan at Indiabulls Bank
Step-1: Download the Indiabulls Dhani bank app online and then enter your mobile number.
Step-2: After that, an OTP will be asked and sent to your registers number. Enter that and your number will be verified.
Step-3: Enter the loan amount and then fill up your true personal details.
Step-4: Documents for verification will be then asked to submit.
Step-5: After submitting them, bank will verify and proceed your loan application for approval.
Indiabulls Bank loan Features
- No paperwork, fully digital procedure
- Attractive loan amount to be taken ranges up to 15 Lakhs
- Loan disbursal within 3 minutes
Indiabulls Eligibility Criteria
The criteria of eligibility to apply for a personal loan at Indiabulls is mentioned as:
- Age: 21 years or above
- Applicant must be salaried individual or self-employed
- Applicant must be an Indian citizen
- Linking of your bank account for loan disbursal in mobile app is mandatory
Documents Required at Indiabulls Bank
- Identity proof (Passport/Driving license/Voter ID)
- PAN card
- Aadhar card for KYC
- A selfie photograph (as the process is online)
Comparison of Indiabulls Bank with other banks
|Sl. No.||Bank Name||Loan amount||Interest rates|
|1||Axis||Up to 15 Lakhs||10.25% onwards|
|2||IDBI||Up to 10 Lakhs||14%|
|3||Deutsche||Up to 15 Lakhs||9.9-11.4%|
|4||BOI||Up to 10 Lakhs||8.35-10.35%|
|5||Canara||Up to 3 Lakhs||11.2-13.9%|
You can easily track your loan application of Indiabulls by entering your credential into the mobile app.
Indiabulls Dhani number for Loans: 0124-6165722
Indiabulls Dhani number for Credit Line: 022-67737800
1]. What things I can perform with Indiabulls Dhani wallet?
You can pay your electricity bills, gas bills, do your phone recharge, and many more.
2]. Where can the Indiabulls Dhani credit Line be used?
You can use it in your holidays, clothes shopping, gadget shopping, etc.
3]. What payment system exist in Indiabulls Dhani personal loan?
Your loan amount will be directly digitally transferred to your bank account. You just have to pay your EMIs.
4]. Is this mobile app suitable for iOS?
Yes, the app is compatible with both Android and iOS.
5]. What limit is pre-defined for Indiabulls Dhani credit line?
The limit defined is of Rs 1 Lakh.