Flash cash loan is India’s quickest and easiest Immediate Online Loan Platform. Loans range from Rs.2,000 to Rs.50,000 with a payment tenure of 91 to 365 days with an interest rate(depending on the scheme availed). Flash cash is in operation since 2017 and with more than Three Million customers. It has a fully digital process no paperwork is required. Flash cash also guarantees 100% data privacy and security.
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Why prefer to Flash Cash Loan?
Time-saving: This loan ranges from Rs. 2000 to Rs. 50000, For a bank loan of any amount you may go through a long process of approval and paperwork.
Convenient: Apply for the loan with simple clicks and easy repayment options. No collateral security or guarantors are required.
Digital Process: Any Eligible Person can apply for the loan by just installing the app and completing the registration process.
User Friendly: App has the option to switch language as per your preference. Both Hindi and English Language is available.
Flash Cash Loan Eligibility
- Indian Resident
- Salaried Individuals
- Above the age of 18
- Minimum monthly salary ₹18000
Flash Cash Loan Documents Required
- PAN CARD with mobile number linked to it.
- Any ID proof ( includes Aadhar card, PAN card, Voter ID, or Driving License)
Steps to apply for Flash Cash Loans
- Download the Flash Cash Loan application from the Google Play store.
- Register the application with your PAN-linked number
- Complete the certification process i.e
- Fill in Basic Details and Upload your ID Proof ( Aadhar card, PAN card, Voter ID, or Driving License)
- Upload Face Recognition via app
- Work Place Details
- Minimum monthly salary ₹18000
- Submit the application and wait for Approval. If the application is Approved, within minutes loan amount will be transferred to your account.
How to Repay Flash Cash Loan?
There are two types; short-term loans in which the whole amount is repaid at once and Installment products in which the amount is repaid in installments(parts).
For the Short term, you can just click on the repayment option and pay the amount before the due date. For Installment products, there are different due dates for different installments. And you can also pay two installments together or the whole amount at once even for an installment product. The app will remind you of all your due dates. To avoid late repayment charges repay your loan before the due date.
Interest, Fees, and Charges
Interest Rates may vary and depends upon the scheme you availed of. The annualized Interest rate may lay between 1% to 36%.
Processing Fee may apply. For short-term products fees may vary from Rs. 200 to up to Rs. 1500. And for installment products fees may vary from Rs. 350 to up to Rs. 900.
If you don’t repay your loan amount on the due date the late payment charges will apply. The amount depends on the scheme you availed of. There is a one-time overdue charge and a daily penalty charge on the loan due.
For any query or information, contact details are mentioned below:
Flash Cash Contact Details
Email – email@example.com
Call – 01204721900
Official Website – Flash Cash
App Link – Download App
Flash Cash review
Flash cash is a user-friendly application. It is very convenient for quick small amount loans. App also reminds you about your loan due dates so you can repay loans on time without late fee charges.
Flash Cash has a rating of 4.2 stars on google play store and rated by 30,753 people till now.
Flash Cash FAQs
How many loans I can apply for at a time?
You can apply only for one loan at one time. Repay the existing loan then apply for another loan this will also help to maintain a good credit report.
Can I alter/cancel my application after submission?
Once the loan application is submitted loan terms cannot be altered and the application cannot be canceled.
Is it okay to repay the loans before the due date?
Yes, you can repay the loan before the due date. If you do so Flash Cash will reward you with flash coins. Besides, the positive repayment behavior will have a positive effect on your personal credit report.
Is my Data secure with Flash cash?
Flash cash does not share your data with anyone without your permission and it is 100% secured.
Are there any late repayment charges?
Yes, there is a one-time overdue charge and a daily penalty charge on the loan due. The fee will apply according to your loan amount and tenure and also mention at the time of availing of the loan.